Terms of Service

These terms govern your access to and use of Credian during our private beta. By accessing the service or signing up for early access, you agree to these terms. The terms will be expanded and replaced before general availability.

Eligibility

Credian is currently invite-only. You must be an authorized representative of a business entity, or an individual eligible to open a US business banking relationship, to participate in the beta.

Acceptable use

You may not use Credian to engage in fraud, money laundering, sanctions evasion, or any unlawful activity. You may not use the service to facilitate transactions for prohibited merchant categories, including unlicensed gambling, illicit drugs, or weapons.

Beta nature of the service

The service is provided “as is” during beta. APIs, features, and pricing may change with notice. We may suspend or terminate access at our discretion to protect users, comply with applicable law, or maintain reliability.

Banking services

Banking services are provided by our partner bank, Member FDIC, under their separate terms and conditions. Payments processed through Credian are subject to the partner bank's clearing and compliance requirements.

Limitation of liability

To the maximum extent permitted by law, Credian Technologies Inc. is not liable for any indirect, incidental, or consequential damages arising from use of the service.

Contact

Questions about these terms can be sent to legal@credian.io.